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Collection: Faculty Working Papers  
Title Lending a Hand: A Quantile Regression Analysis of Micro-Lending's Poverty Impact
Author Polk, Stephen William
Johnson, Daniel K. N.
Type of Resource text
Digital Origin born digital
Date Created 2009-12-10
Abstract This paper analyzes a database of over 18,000 women micro-finance clients of the Negros Women for Tomorrow Foundation (NWTF), a database using the Progress Out of Poverty (PPI) Scorecard as a measure of poverty. Analysis using both OLS and quantile regression models shows how observable characteristics of borrowers affect the ability of clients to reduce their measured poverty. Loan size, duration, and the economic activity supported all have strongly identifiable effects. Moreover, estimates suggest which among the poor are receiving the greatest effective help by the program. Results offer advice to the NWTF and offer insight useful to policymakers and other micro-lenders.
Keywords micro-finance
quantile regression
Rights Statement Copyright restrictions apply. Contact the author for permission to publish.
Note (admin) Acquired from Department of Economics and Business. Saved as PDF/A1.b using Adobe Acrobat Professional.
Language eng
Extent 21 p. : ill. (some col.)
Local Identifier 2009-10
Handle http://hdl.handle.net/10176/coccc:3311
Attached Files
Name Description MIMEType Size Downloads
LendingAHand.pdf   master application/pdf 434.58KB 0

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Created: Fri, 11 Feb 2011, 10:42:09 MST by Christine Ashlock (admin) . Detailed History